Did you know that in addition to our retirement programs, you may supplement your retirement income by participating in the tax-deferred account programs?
Whether you participate in the Teachers Retirement Program (TRS) or the Optional Retirement Program (ORP), you can choose to save additional money for retirement on a tax-deferred basis through the Tax-Deferred Account (TDA) Program and/or Texa$aver Deferred Compensation Plan (DCP). All Texas A&M University employees are eligible to participate in one or both of these voluntary supplemental pre-tax savings programs at any time
The TDA and DCP programs allow you to save money for retirement and postpone paying federal income tax on your savings and investment earnings until you begin receiving the money.
